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Open Enrollment for 2027 International benefits selections will begin November 4, 2026, and all enrollment, changes, and waivers must be submitted by November 18, 2026.

These selections will be effective January 1, 2027.

What is Open Enrollment?

It is a time to consider if you want to change, end, or continue your current benefit selections for the upcoming year and submit your choices.
It is a time to update your family status and information if anything has changed.

Who Participates in Open Enrollment?

International workers who are Benefits-eligible (PT 30 or more) and making changes to coverage.
- medical
- voluntary life insurance
- Child-care benefit for 2027
International workers who have opted out of Reliant insurance and want to opt in.

What's New for 2027?

🗺️ 2027 International Rates Although this year’s premium increase is higher than we’ve seen in recent years, we believe Aetna continues to provide the best coverage and support for our international workers and families. There are no changes to the plan, and we’ll be sharing more information in the coming weeks about the many benefits and resources available to you.

📊 Aetna 2027 Benefit Grid Use this document as a quick reference to see how your medical plan covers common healthcare services, including deductibles, copays, coinsurance, prescriptions, and in- and out-of-network care.

Instructions for Participation

To change your current insurance, please select the button below and submit the Aetna Change Form no later than November 18, 2026, for coverage effective January 1, 2027.

Please read the 2027 International Open Enrollment Form Instructions thoroughly.
You will want everything on hand before beginning the form, and the page linked above provides a list of all the information you need.

Any benefits-eligible worker who wishes to enroll in Reliant's employer-offered insurance may do so during Open Enrollment.

International workers have the right to opt out of Reliant's international insurance plan if they receive coverage from the National Health System of their host country. Reliant allows a one-time re-enrollment option for any employee who opted out; this opportunity is during Open Enrollment. For example, some workers may have enrolled in their national plan expecting good things, only to discover the national coverages were insufficient for their specific needs, especially while traveling in the United States. Note: You cannot opt out again once you re-enroll in the Reliant International Health Plan.

To enroll, select the button below and submit the Aetna Enrollment Form no later than November 18, 2026, for coverage effective January 1, 2027.

Please read the 2027 International Open Enrollment Form Instructions thoroughly.
You will want everything on hand before beginning the form, and the page linked above provides a list of all the information you need.

Great News! We are not re-collecting waivers during Open Enrollment going forward. International workers permitted by their partnering organization to waive Reliant's employer-offered insurance, your current waiver will carry over into 2027 and from now on.

Maintaining a waiver requires ongoing coverage offered to an ACA-allowed family member by their employer.
Loss of coverage means the Reliant worker who waived is required to enroll in coverage through Reliant.

If you believe you need to submit a waiver form, please contact international@reliant.org to confirm it is an approved waiver, and the Benefits team will send you a waiver form.

The same form and video instructions are used for Voluntary Life coverage enrollment, changes, and terminations.

More good news! If you pay U.S. income tax and meet the other eligibility requirements, you can sign up for the Child-Care Benefit during Open Enrollment for 2027. You must do this each year via the Child-Care Benefit International Cafeteria Plan Enrollment Form. Please follow the link below for more information and select the button below to start contributions in January 2027.

Child-Care Benefit for International Workers

Have specific questions about a more complicated or personal benefits situation?

The Benefits team understands that navigating insurance can be exceptionally confusing, especially if you have a lot of expected life changes coming up, like starting a new family.

You should always make your insurance selections based on your current insurance needs, not anticipated future changes.

However, if you want to talk with the Benefits Coordinator about future plans or gather more information, then you can always reach out to benefits@reliant.org.

Reliant cannot advise you on what selections you should make. Reliant can only provide you with information on possible options you can choose and the outcome of those options.