• If you do want to add, change, or terminate your current Voluntary Life coverage, please return to the 2026 Open Enrollment Landing Page.
    • See more information about new and changing coverage under the Plan Information section below, and reference the Rate chart below as you determine your selections.
  • If you do not want to add, change, or terminate your current coverage, you don't need to submit anything for Open Enrollment.

Selections made during Open Enrollment are effective January 1, 2026.

For those with individual, spouse, or child(ren) coverage, the premium for optional life insurance will be listed on your pay stub. Match the rate in the chart below to determine your coverage amount.

Or you can review your current coverage and deductions in here on Toolbox→ Employment → Benefits and match to the chart below. 

Open Enrollment Instructions:

If you want to enroll, change, or terminate your coverage for 2026, you can complete the 2026 Voluntary Life Open Enrollment Form.

Enrolling in new coverage

Good news! If you are a brand-new Voluntary Life Insurance enrollee, during 2026 Open Enrollment, you may purchase up to $50,000 in RSLI life insurance for yourself (and up to $10,000 for your spouse) without needing any medical exam. What a great time to consider ensuring you have adequate life insurance for yourself and your family. This is a very generous enrollment offer from RSLI since a medical exam is often required. 

Changing existing coverage

If you are selecting an increase to your existing Voluntary Life coverage, as long as you do not exceed a change or addition of $50,000 in coverage for yourself (employee) or $10,000 for your spouse, then no additional forms are required. You will still be limited to the annual maximum coverage of $100,000 for employee coverage and $30,000 for a spouse.

A special voluntary life application with medical questions and a possible medical exam is required if:

Open Enrollment Rates

Please reference the rate chart below as you determine your open enrollment selections.


Rates Chart





Plan Information 

Voluntary Life InsuranceReliance Matrixhttps://www.reliancematrix.com1-800-351-7500

Group Life Insurance

Reliant provides group term life insurance for all field workers and employees working 30 hours per week or more. This insurance is mandatory coverage and cannot be waived.  The standard amount of insurance is the equivalent of one year's salary. Coverage begins on the first day of the full month following the date when the employee became eligible for coverage. This insurance pays out to a beneficiary, designated by the employee, in the event of the eligible employee's death. Reliant secures this insurance on the employee's behalf. The employee is responsible for providing current beneficiary information. Contact Employment Services for information about this benefit.

Voluntary Life Insurance

Reliant field workers working 30 hours per week or more may voluntarily purchase additional life insurance through RSLI if they wish. They may also voluntarily purchase life insurance for their spouse and dependents. The premiums for Voluntary LIfe are deducted from the employee's paycheck each month. Once purchased, Reliant will continue to maintain the policy unless and until the field worker asks for a change. field workers who are eligible for this benefit may seek changes during Open Enrollment. See the Voluntary Life Rate Schedule (PDF) for more information. Rates change annually and vary depending on the age of the person covered.

RSLI guarantees Voluntary Life insurance without proof of insurability up to $100,000 for newly hired/benefits eligible employees, $30,000 for spousal coverage, and up to a maximum of $10,000 for children age 6 months-26 years when the enrollment occurs within 31 days of the hire or becoming benefits-eligible. For greater amounts of coverage, RSLI may seek evidence of insurability. Contact Employment Services for information about this benefit. To add coverage for dependents - see Adding a Dependent to Insurance.

Life Insurance Beneficiaries

Employees are responsible for maintaining up-to-date beneficiary information by informing benefits@reliant.org. An employee may change their beneficiary by completing a new beneficiary form and emailing it to benefits@reliant.org. If the employee is married and wishes to have a beneficiary other than their spouse, the spouse must sign the beneficiary form. To complete a new Beneficiary form see Updating Beneficiary Information - Life Insurance.

Making a claim

Written verification of death within 90 days of the date of death is normally required by the insurance provider. Employment Services must be notified immediately in the event an employee dies. Specific information about this coverage may be found in the employee's certificate of group insurance provided by the insurance carrier or by calling the insurance company directly.


Rates Chart


Resources

RSLI provides three additional benefits