Medical Insurance Provider:GuideStonewww.GuideStone.org1-888-98GUIDE
Third Party Administrator:Highmark www.highmarkbcbs.com1-866-472-0924

Medical Plan Options


 An HSA Compatible plan where participants must first meet the full $2,000/$4,000 deductible (individual/family). After that any expenses are covered at 90 percent by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums of $4,000/$8,000 (individual/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that will be funded entirely from Reliant using non-MTD funds. See Maximum HSA Contribution Amounts 2020.

  • The family deductible applies to the entire family. Even if one member of the family meets the $2,000 claim amount, you still have to meet the entire $4,000 deductible before in-network claims are paid at 90 percent.
  • All of these numbers are based on in-network providers. Out-of-network providers will incur higher costs.
  • This does not take into account the $250 ER co-pay. 

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An HSA Compatible plan where participants must first meet the full $3,000/$6,000 deductible (individual/family). After that expenses are covered at 90% by the insurance plan and the participant covers the remaining 10% up to the out-of-pocket maximums $6,000/$12,000 (single/family). This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.

 

  • The family deductible applies to the entire family. Even if one member of the family meets the $3,000 claim amount, you still have to meet the entire $6,000 deductible before in-network claims are paid at 90 percent.

Other resources


An HSA Compatible plan where participants must first meet the full $5,000/$10,000 deductible (individual/family). After that any expenses are covered at 100% by the insurance plan. This plan will include a monthly Reliant employer contribution to your personal Health Savings Account that includes funding from both non-MTD Reliant funds and from the MTD account for which you are responsible. See chart below.


  • The family deductible applies to the entire family. Even if one member of the family meets the $5,000 claim amount, you still have to meet the entire $10,000 deductible before in-network claims are paid at 100 percent for the family. Any individual has a limit of $7,350 for maximum out-of-pocket expenses according to ACA guidelines. This individual maximum is honored if someone hits that maximum before the full family deductible is met.

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2020 Monthly Premium Rates

Effective January 1, 2020


Plan type
Employee only		Employee +
spouse or child(ren)
Family
HS 2000 (HSA)*$559.73$1,231.41$1,679.19
HS 3000 (HSA)*$445.02$979.04$1,335.06
HS 5000 (HSA)*$360.35$792.77$1,081.05

2020 Employer HSA Contributions

For information on employer and employee HSA contributions, visit HSA - Health Savings Account.

Enrollment Form

Adding Dependents

For more information on adding a dependent to coverage see Adding a Dependent to Insurance