There are two types of Insurance Purchased for International Trips (ex. Short Term Mission Trips, etc.): Liability and Medical

International Liability Insurance

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• All event trip participants need this daily medical insurance. 
• All Reliant interns also need this insurance (even though they are employed they are not enrolled in our GuideStone medial insurance).
• And any Reliant missionary that did not enrolled in our GuideStone medical insurance. (Ex.  some missionary spouses are not enrolled and some missionary opted out of insurance b/c they went with their non-Reliant employed spouses insurance.)   And any part time Reliant missionary who are not benefits eligible (under 30 hours per week). Send a list of all the Reliant missionary and missionary spouses to our Benefits Coordinator and ask them to go through the missionary list attending the event to see if they are properly enrolled in our GuideStone medical insurance or if you need to add them to the supplemental Day Tripper medical policy or not.

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Why are we buying this medical insurance?

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Reliant purchases a short-term supplemental medical insurance coverage that supplements, but does not replace their personal medical insurance.  We will provide the summer program director with all the insurance cards and documents that they would need if something were to happen.  The summer program director will be responsible for sharing the information of what is and what is not covered by the supplemental insurance to each participant.  For additional information, review the  International Liability Waiver Form and  Medical Disclosure Form that each participant has to sign in order to participate in the program.  

Before we can begin purchasing insurance we need the Flight Intenaries for all the individuals going on the trip. (These do not go to the insurance company, but we do not want to order insurance until flights have been ordered b/c we know that means that the dates will not change as to when they will be there).  Once plane tickets have been purchased you will need to purchase the groups insurance coverage with the effective dates being the day they depart for the trip through the day they return to the US.

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Contact:  Rachel Ruedi.  rachel@missionaryhealth.net; or rachel@isabrokers.com

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We buy the Day Tripper insurance.

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Website: http://missionaryhealth.com/

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What is covered?  

• The Daytripper insurance is only available to the individuals that have insurance cards presented at the time of the emergency to the emergency facility so you must keep the insurance cards on you at all times.  
• If an incident occurs while you are away from your home country, treatment MUST BEGIN in the foreign country for you to be eligible to submit claims once back in the US.
• Coverage for medical expenses using this Daytripper medical travel insurance includes emergencies such as: in the case of hospitalization, needs a CAT scan or MRI or requires surgery, while in an intensive care unit, outpatient treatment, emergency medical evacuation.
• Daytripper also includes essentials such as translation assistance while being treated, doctor and hospital referrals, and assistance replacing lost prescriptions. 
• Daytripper will cover the necessary expenses to transport you to the nearest medical facility qualified to treat your life-threatening condition. 
• It will also cover transportation, lodging, and meals for a relative to join you after an emergency medical evacuation.  
• Coverage for treatment of an illness or injury that occurred on your trip (treatment must begin in foreign country) is available after you return to the US.  The  
• The amount of coverage is limited to the follow-up home country benefit maximum
• If an incident occurs while you are away from your home country, treatment MUST BEGIN in the foreign country for you to be eligible to submit claims once back in the US.
• Crisis Response includes kidnapping, ransom, and personal belongings
• Click here for more coverage info.   http://www.insurancefortrips.com/wp/wp-content/uploads/Brochure-Day-Tripper-ISA.pdf

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After ordering the insurance....

• Send insurance ID cards and policy info to the director.  They must have these cards printed and in hand in the country in case of emergency.  
• Also, get approval (electronic signature) for the purchase of the insurance amount from the director. 

See also Event Emergencies, Incidents, and Insurance.