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International Liability insurance for each event is purchased by Dave Meldrum-Green. You will need to give Dave details for him to send to the insurance broker to purchase the insuranceReliant. This insurance amount will change each year based on location and type of event. It is hard to budget ahead of time b/c the insurance will not give us a real quote without all of this info until we have the following info. Dave will send you an email with the total cost of the insurance for you to share with the event director. (For comparison... the total cost for Honduras LT 2015 was $1620.) The following details are needed and are usually received on the event setup form.
- Names
- If they are a trip participant, Reliant intern, or Reliant employed missionary
- The time they will be there in the country (or number of weeks).
- Dates of the program.
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All participants will have already filled out a liability and medical form on the event application. We manually add the interns and missionaries to the event. We will need to collect the International Medical Disclosure Form for all interns and missionaries attending an international event and manually upload those forms to their event application. We already have liability waivers because they are employed by us, but we want to keep the medical disclosure form on file in case of emergencies during the event.
Short Term Mission Trip Medical Travel Insurance
Short Term Mission Trip Medical Travel Insurance: Reliant carries a short-term supplemental insurance coverage that supplements, but does not replace personal medical insurance for international events. This is a medical Day Tripper Travel insurance that would be purchased by the special event coordinator team for all international event participants/interns/and some missionary. The cost tends to be around $3-5 per day per participant.
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Why are we buying this medical insurance?
For international summer programsevents, in regards to medical insurance and medical coverage…
Reliant purchases a short-term supplemental medical insurance coverage that supplements, but does not replace their personal medical insurance. We will provide the summer program event director with all the insurance cards and documents that they would need if something were to happen. The summer program event director will be responsible for sharing the information of what is and what is not covered by the supplemental insurance to each participant. For additional information, review the International Liability Waiver Form and Medical Disclosure Form that each participant has to sign in order to participate in the program.
Before we can begin purchasing insurance we need the Flight Intenaries Itineraries for all the individuals going on the trip. (These do not go to the insurance company, but we do not want to order insurance until flights have been ordered b/c we know that means that the dates will not change as to when they will be there). Once plane tickets have been purchased you will need to purchase the groups insurance coverage with the effective dates being the day they depart for the trip through the day they return to the US.
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| (*If the participant is not a U.S. citizen, they can not get insurance coverage if they are traveling to the country of their citizenship.) |
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Plane tickets: The trip leader (if they are a Reliant employee) can order the plane tickets and then reimburse the flights through Reliant with the event director's approval. Or, a Reliant office employee (someone with Reliant credit card with an appropriate limit) can purchase the flights. We can not reimburse someone who is not a Reliant employee for buying the tickets. (ex. Someone wants a relative/friend to purchase the tickets for them so that they are free/reduced using their mileage points... we can't do this unless the person purchasing the tickets is a Reliant employee.) See International Event Transportation Information |
What medical short term insurance do we use?
We currently use Insurance Services of America to provide our insurance for short term missionaries overseas. This is for any person or group traveling between 5 - 180 days.
Insurance Services of America. Company phone number: 1-800-647-4589 or 480-821-9052
Contact: Rachel Ruedi. rachel@missionaryhealth.net; or rachel@isabrokers.com
We buy the Day Tripper insurance.
Maximum Coverage: $1,000,000
Deductible. $0.
Add the crisis response (for kidnapping, ransome)
Easiest to pay with credit card- get immediate coverage that way, but they can send an invoice to Reliant for us to pay by check. This company does not give us tax exemption.
You should receive an email with the insurance cards within a day of them receiving payment. If you do not receive an email with the insurance cards by the end of the next day, call to follow up with the order.
The cards nee to be sent to the event director and printed to have on hand in case of emergency along with the emergency contact info from their application.
Website: http://missionaryhealth.com/
What is covered?
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After ordering the insurance....
- Send insurance ID cards and policy info to the director. They must have these cards printed and in hand in the country in case of emergency.
- Also, get approval (electronic signature) for the purchase of the insurance amount from the director.
See also Event Emergencies, Incidents , and Insurance.
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