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The MTD Health Score was designed to succinctly and objectively answer the question of whether a specific missionary’s field employee’s MTD is healthy. 

For example, if two missionaries field employees have a support goal of $5,000/month and person A is at 85% current recurring , but has $15,000 in back pay, is she more or less healthy than person B, who is at 80% current recurring, but has an account balance of $25,000? To get to your Health Score, we incorporate your Current Recurring Percentage, but we also add to it a Health Adjustment. This Health Adjustment is based on how much or little you have as a positive account balance (extra money in your account at the end of the month), or how much or little you have in backpay. 

Here’s the equation:   HS = CR + HA HA   |   HA = 2.5 x (NAB-SG)/SG

• HS = Health Score 
• CR = Current Recurring percent
• HA = Health Adjustment
• NAB = Net Account Balance 
  • The NAB is a person's Account Balance minus their Backpay. ***Therefore the NAB could  (If you are currently in backpay, your NAB will be a negative number***)
• SG = Support Goal

So here is our scenario from above:

Missionary Field Employee A: 85% current recurring; -$15,000 backpay/net account balance

Missionary Field Employee B: 80% current recurring; $25,000 net account balance

• Missionary Field Employee A would have a health score of 75 
• Here’s the math:
• Current recurring percent =  85 
• Health adjustment = 2.5 x (-$15,000 - $5,000)/$5,000) = -10
• 85 + -10 = 75
• Missionary Field Employee B would have a score of 90
• Here’s the math:
• Current recurring percent =  80 
• Health adjustment = 2.5 x ($25,000 - $5,000)/$5,000 = 10
• 80 + 10 = 90

See You can find your current MTD Health Score on Toolbox at MTD Health Score. And see here for a sampling of different scenarios.

It is important to note that the MTD Health Score does NOT encompass all of the possible factors related to true MTD health. One of the greatest factors that is very hard to quantify , but deeply impacts someone's MTD Health , is whether a person has a healthy Support Goal.

So the above equation assumes that the missionary’s field employee’s Support Goal is healthy and has not been stripped down to bare bones with no reimbursements and no ME Bonuses. Similarly, it is assumed that the missionary field employee has taken the vast majority of the raises offered to him/her and is not living off of a minimum salary.