For assistance, problems or questions, please email us.
Page History
...
Liability insurance for each event is purchased by Dave Meldrum-Green. You will need to give Dave details for him to send to the insurance broer broker to purchase the insurance. This insurance amount will change each year based on location and type of event. It is hard to budget ahead of time b/c the insurance will not give us a real quote without all of this info until we have the following info. Dave will send you an email with the total cost of the insurance for you to share with the event director. (For comparison... the total cost for Honduras LT 2015 was $1620.)
- Names
- If they are a participant, Reliant intern, or Reliant employed missionary staff
- The time they will be there in the country (or number of weeks).
- Dates of the program.
And if the event is using rental cars:
- Names of the drivers and their age
- If they are a participant, Reliant intern or Reliant employed missionary staff.
Medical Insurance: This is a medical day tripper insurance that would be purchased by the special event coordinator for international event participants/interns/and some staff. Those Reliant employees that have enrolled in our medical insurance do not need separate medical insurance. Here is a list of who does need it...
- All event participants need this insurance.
- All Reliant interns also need this insurance (even though they are employed they did not enroll in our medial insurance)
- And any Reliant staff that did not
...
- enrolled in our medical insurance. (Ex. some staff spouses are not enrolled
...
- and some staff opted out of insurance b/c they went with their non Reliant employed spouses insurance.) Send a list of all the staff and staff spouses to our Benefits Coordinator and ask them to go through the staff list attending the event to make sure they have enrolled in our medical insurance
...
- to see if you need to add them to the supplemental medical policy or not.
Why are we buying this medical insurance?
For international summer programs, in regards to medical insurance and medical coverage…
...
Reliant purchases a short-term supplemental insurance coverage that supplements, but does not replace their personal medical insurance. We will provide the summer program director with all the insurance cards and documents that they would need if something were to happen. The summer program director will be responsible for sharing the information of what is and what is not covered by the supplemental insurance to each participant. For additional information, review the STM GCM medical permission and liability waiver and release form that each participant has to sign in order to participate in the program.
...
Before we can begin purchasing insurance What we need from director to order the insurance Flight Intenaries for all the individuals going on the trip. (These do not go to the insurance company, but we do not want to order insurance until flights have been ordered b/c we know that means that the dates will not change as to when they will be there). Once plane tickets have been purchased you will need to purchase the groups insurance coverage with the effective dates being the day they depart for the trip through the day they return to the US.
| Info |
|---|
Plane tickets: The trip leader (if they are a Reliant employee) can order the plane tickets and then reimburse the flights through Reliant with the event director's approval. Or, a Reliant office employee (someone with Reliant credit card with an appropriate limit) can purchase the flights. We can not reimburse someone who is not a Reliant employee for buying the tickets. (ex. Someone wants a relative/friend to purchase the tickets for them so that they are free/reduced using their mileage points... we can't do this until the person purchasing the tickets is a Reliant employee.) |
What we need from director for each person in order to buy the insurance....
- Flight Itineraries
- Dates they will be at the event
...
- (based on the flight itineraries)
- Birthdays
- Full Legal Name
- Gender
- Citizenship (US or not)
What medical short term insurance do we use?
We currently use Insurance Services of America to provide our insurance for short term missionaries overseas. This is for any person or group traveling between 5 - 180 days.
Insurance Services of America.
...
Company phone number: 1-800-647-4589 or 480-821-9052
Contact: Rachel Ruedi. rachel@missionaryhealth.net; or rachel@isabrokers.com
We buy the Day Tripper insurance.
Maximum Coverage: $1,000,000
Deductible. $0.
Easiest to pay with credit card- get immediate coverage that way, but they can send an invoice to Reliant for us to pay by check. This company does not give us tax exemption.
After ordering the insurance....
send insurance ID cards and policy info to the director
I wanted to go ahead and send you all the Honduras LT STM Insurance documents. I would recommend that you have these printed before you go so that you have access to them there if you need them.
...
- The Receipt
- Insurance Cards for each participant
- Insurance Information Document outlining coverage
Hi Ed! Would you mind sending your electronic signature to approve this purchase for insurance for Honduras? If you could reply all to send it to me and to Barb that would be great. Thanks! -Sarah
Hey Ed!
Here is a copy of the honduras insurance ID cards and the policy info. And there was one more form/receipt attached to email where I asked for you electronic signature to give permission for the cost of insurance.
Air tickets:
GCM office (someone with GCM credit card) or GCM staff member who can reimburse with GCM can purchase tickets (program director would sign reimb form) Can not reimb. someone not a GCM employee.
Do we get this for each LT?
"Please find attached a proposed picture for the Italy LT description on GCM’s web-site. Feel free to let me know if you need a different picture."
We currently use Insurance Services of America to provide our insurnace for short term missionaries overseas. This is for any person or group traveling between 5 - 180 days.
Website: http://missionaryhealth.com/
Once plane tickets have been purchased you will need to purchase the groups insurance coverage with the effective dates being the day they depart for the trip through the day they return to the US.
Steps for Purchasing -
...
You should receive an email with the insurance cards within a day of them receiving payment. If you do not receive an email with the insurance cards by the end of the next day, call to follow up with the order.
Website: http://missionaryhealth.com/
What is covered?
- The Daytripper insurance is only available to the individuals that have insurance cards presented at the time of the emergency to the emergency facility so you must keep the insurance cards on you at all times.
- If an incident occurs while you are away from your home country, treatment MUST BEGIN in the foreign country for you to be eligible to submit claims once back in the US.
- Coverage for medical expenses using this Daytripper medical travel insurance includes emergencies such as: in the case of hospitalization, needs a CAT scan or MRI or requires surgery, while in an intensive care unit, outpatient treatment, emergency medical evacuation. Daytripper also includes essentials such as translation assistance while being treated, doctor and hospital referrals, and assistance replacing lost prescriptions. Daytripper will cover the necessary expenses to transport you to the nearest medical facility qualified to treat your life-threatening condition. It will also cover transportation, lodging, and meals for a relative to join you after an emergency medical evacuation.
- Coverage for treatment of an illness or injury that occurred on your trip (treatment must begin in foreign country) is available after you return to the US. The amount of coverage is limited to the follow-up home country benefit maximum.
- Click here for more coverage info. http://www.insurancefortrips.com/wp/wp-content/uploads/Brochure-Day-Tripper-ISA.pdf
After ordering the insurance....
- Send insurance ID cards and policy info to the director. They must have these cards printed and in hand in the country in case of emergency.
- Also, get approval (electronic signature) for the purchase of the insurance amount from the director.
...
