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Open Enrollment for 2027 International benefits selections will begin November 4, 2026, and all enrollment, changes, and waivers must be submitted by November 18, 2026. These selections will be effective January 1, 2027. |
What is Open Enrollment?
- It is a time to consider if you want to change, end, or continue your current benefit selections for the upcoming year and submit your choices.
- It is a time to update your family status and information if anything has changed.
Who Participates in Open Enrollment?
- International workers who are Benefits-eligible (PT 30 or more) and making changes to coverage.
- medical
- voluntary life insurance
- Child-care benefit for 20267
- International workers who have opted out of Reliant insurance and want to opt in.
What's New for 2027?
- 🗺️ 2027 International Rates
- 📊 Aetna 2026 Benefit Grid
🩺 Routine Adult Physical Exams – OOUS (Outside of the US) Tier Update Effective January 1, 2026, the calendar year maximum for Routine Adult Physical Exams under the OOUS Tier will increase from $1,000 to $1,500.
🛒Aetna Over-the-Counter (OTC) Health Solutions - Starting January 1, 2026, eligible employees will receive $35 every 3 months to spend on common over-the-counter health products through Aetna’s OTC Health Solutions program.
🛡️ Voluntary Life Insurance Re-enrollment - Employees can increase Voluntary Life coverage up to $50,000 additional during Open Enrollment.
- Evidence of Insurability (EOI) is required only if total coverage exceeds the Guaranteed Issue amount of $100,000.
- This is a great opportunity to review your life insurance needs and ensure your loved ones are protected.
💰Child-Care Benefit for International Workers
Beginning in 2026, the maximum reimbursement allowed will increase:- $7,500 annually per household
If married filing jointly or single filing head of household. - $3,750 annually per employee
If married filing separately. - Note: Reimbursement cannot exceed either parent's individual income.
- $7,500 annually per household
Instructions for Participation
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To change your current insurance, please select the button below and submit the Aetna Change Form no later than November 18, 2026, for coverage effective January 1, 2027.
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Any benefits-eligible worker who wishes to enroll in Reliant's employer-offered insurance may do so during Open Enrollment. International workers have the right to opt out of Reliant's international insurance plan if they receive coverage from the National Health System of their host country. Reliant allows a one-time re-enrollment option for any employee who opted out; this opportunity is during Open Enrollment. For example, some workers may have enrolled in their national plan expecting good things, only to discover the national coverages were insufficient for their specific needs, especially while traveling in the United States. Note: You cannot opt out again once you re-enroll in the Reliant International Health Plan. To enroll, select the button below and submit the Aetna Enrollment Form no later than November 18, 2026, for coverage effective January 1, 2027.
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Great News! We are not re-collecting waivers during Open Enrollment going forward. International workers permitted by their partnering organization to waive Reliant's employer-offered insurance, your current waiver will carry over into 2026 and from now on.
If you believe you need to submit a waiver form, please contact international@reliant.org to confirm it is an approved waiver, and the Benefits team will send you a waiver form. |
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More good news! If you pay US Income Tax and meet the other eligibility requirements, you can sign up for the Child-Care Benefit during Open Enrollment for 2026. You must do this each year via the Child-Care Benefit International Cafeteria Plan Enrollment Form. Please follow the link below for more information and select the button below to start contributions in January 2027. Child-Care Benefit for International Workers
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Have specific questions about a more complicated or personal benefits situation?
The Benefits team understands that navigating insurance can be exceptionally confusing, especially if you have a lot of expected life changes coming up, like starting a new family.
You should always make your insurance selections based on your current insurance needs, not anticipated future changes.
However, if you want to talk with the Benefits Coordinator about future plans or gather more information, then you can always reach out to benefits@reliant.org.
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Reliant cannot advise you on what selections you should make. Reliant can only provide you with information on possible options you can choose and the outcome of those options. |
