• Employee Only Plan - means only you, the employee, are enrolled in coverage.

• Employee + Spouse Plan - means you and your spouse are enrolled in coverage.

• Employee + Child(ren) Plan - means you and at least one child are enrolled in coverage. You can have more than one child enrolled in this plan, but not your spouse.

• Family Plan - means you, your spouse, and at least one child are enrolled in covered. You can have more than one child enrolled in this plan without the premium increasing

For Families with Multiple Employees

Reliant wants you to choose the coverage that is most advantageous for your family.

• Each employee will complete their form individually.  
• Options exist where each employee might be the primary insured subscriber.  
• If your family chooses "Family" or "Employee + Spouse", then one employee will be considered primary and the other is listed as a dependent on the insurance plan.  

  • If you and your spouse are each choosing Employee Only plans, then do not add your spouse as a dependent. Only add your spouse or children as dependents if they are part of your plan. 

• These structure (coverage) choices can be changed during Open Enrollment and during qualifying events (births, deaths, adoptions, etc.) 
• If a family changes the primary insured, then all family members need to be entered on appropriate forms as if they are enrolled for the first time.

Deductibles, Networks, and Plan Summary

...