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I need additional time in the US for fund-raising, recruiting, or other ministry needs. 

Trips to the US which are taken for ministry purposes are reimbursable.  The purpose of furlough (according to policies) is visiting supporters, raising funds, expanding vision for the ministry among partners and donors and recruiting.  With supervisor approval these activities can be pursued in trips to the US that are additional in addition to a worker's normal furlough. Typically these sorts of trips are necessary for team leaders and field leadership.  First-term workers should not seek a trip of this nature unless requested by their local leadership. 

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In order for the trip to be considered a Ministry Expense (reimbursable), the guideline is that either

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My trip to the US is for a family or personal event

We affirm that the importance of being present with family for key events.  We also affirm that sometimes we just want to be at home.  After completing the first term of international service, an international worker may seek their supervisor's approval to use PTO for personal time in the US.  All travel and jet-lag needs need to be included in PTO in these cases.  Personal is personal, so it's trips are not reimbursable, sorry.  A hardship bonus would only be provided for an emergency among immediate family members (like critical illness, funeral, and the like). 

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Multiexcerpt
MultiExcerptNameextended furlough healthcare

Healthcare/Insurance

Reliant 's international healthcare plan with Global Benefits Group (GBG) covers our missionaries for up to 90 days of furlough in the US. In the event of an extended furlough (lasting longer than 90 days) there are a couple of options for how you can sustain healthcare insurance:

  • Stay with GBG (International Insurance): 
    • GBG can continue to cover you while in the US, with a standard pricing rule of an 85% premium surcharge on your rates. If your stay exceeds 90 days when for normal furlough activities, Reliant will cover the cost of the premium surcharge for the fourth through the sixth months.  After the sixth month, the surcharge will be covered by your MTD account. Once you return to your international country the premium will be adjusted to the current premium. There is the possibility that GBG will offer a lower premium surcharge, if there is a history of good claims - but this is at the discretion of GBG.

    • workers who are enrolled in the Aetna plan can continue their coverage uninterrupted while on furlough. However, there are some considerations to understand.

    1. Deductible - When in the United States, there is a deductible applied to your plan. Please familiarize yourself with the details of the Aetna plan while in the United States.
    2. In-network vs. Out-of-network - When in the United States, Aetna distinguishes between expenses incurred within the Aetna network and expenses incurred out of their network. Out-of-network expenses have a completely separate deductible and are covered at a lesser rate. Please check with your healthcare provider to determine if they are within the Aetna network before receiving treatment.
    3. Long-term Stays - If you are in the United States for a full calendar year, without a clear plan to return overseas, Reliant may ask you to switch to the U.S. insurance plan.


    Warning

    If you are NOT enrolled on the Aetna plan, but are covered under a national plan in your country of service, you are responsible for obtaining additional insurance coverage while traveling within the United States

    Temporarily change to Guidestone (US insurance): 
  • You have the right to change your plan with GBG at any time while you are in the US and enroll in our US insurances. This option can incur multiple deductibles for the respective year and could potentially mean an increase in out of pocket expenses. 
  • Also keep in mind, the GBG plan offers medical, dental and vision. If you choose to discontinue this plan while on extended furlough and wish to maintain dental and vision coverage, you will need to enroll separately in dental and vision coverage in addition to medical coverage with Guidestone.
    • Once returning to your international location, you must also change back to international coverage with GBG

    .