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Dental Cost to Employee
Individual/Family Deductible Per Calendar Year$100/$300 
Dental Annual Maximum Coverage Per Person$1500

Diagnostic and Preventative Care

Type A - No Charge

Basic Restorative

Type B - 20% after deductible

MajorType C - 50% after deductible
Orthodontic50% for child only, with a $1500 lifetime maximum 


Info
titleAetna Dental Coverage - Billing Scenarios

US In-Network Dental services: Services are direct-billed by the provider, if you use a dental provider within the Aetna Dental PPO Network.

US Out-of-Network and Outside of the US: You can visit any licensed dentist .  Simply pay your charges at the time of service and submit a claim form to Aetna for reimbursement.


UI Expand
titleMedical


Info

Aetna provides medical coverage worldwide in three categories: Outside U.S., U.S. In-Network, and U.S. Out-of-Network.

Outside U.S.

The Aetna Deductible for expenses outside of the U.S. is $0.

Aetna has direct-bill relationships with 168,000 medical providers outside the United States. If Aetna does not already directly bill your current doctor, Aetna will establish a relationship with your current doctor or clinic to set up direct billing.

U.S. In-Network

The Aetna Deductible for expenses incurred in the U.S. In-Network is $2,000 employee/$4,000 family (employee + spouse, child, or family).

In the United States, Aetna has Preferred Provider Network (PPO). After reaching your deductible, Aetna covers most* medical costs at 100% (see the Plan Summary for additional details on the types of medical expenses covered under Aetna's plan).

*Some co-pays pay still apply after the deductible is met. Please see restrictions for non-emergency use of emergency room and urgent care services, as additional out of pocket costs may apply.  

U.S. Out-of-Network

Expenses incurred from a U.S. Out-of-Network provider will count toward a separate additional deductible of $2,000 employee/$4,000 family (employee + spouse, child, or family)

If you incur expenses from a U.S. Out of Network provider after you reach your plan deductible, Aetna covers 20% or 50% of expenses depending on the type of medical expense.


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